AI accounting
Review the current close, evidence, and journal-entry capabilities alongside early-access surfaces.
Product · Planning and FP&A
FP&A on the ledger’s own numbers.
Budget vs actuals, versioned forecasts, and board memos — read from the mirrored ledger, not last month’s export. Every figure drills to the entries behind it. Sebastian drafts the explanations; a named person gives every verdict.
sebastian · planning / reports / july 2026Illustrative re-enactment · demo data
July 2026 board updatePublished · 2
Where the year lands
−$794,257.12
Vs budget
+$1,006,205.59Cash at the close
$2,303,551.65
Where we landedReceipt
The year lands $1,006,205.59 ahead of the board plan. Hiring landed slower than the plan carried; the working reforecast restarts the ramp in September.
Stands on · Released actuals through July 2026 · FY2026 Budget (Board-approved)
Budget vs Actuals
The statement reads itself — and flags what needs a person.
Actuals come off the mirrored ledger, variances wear their sign, and the lines worth a human’s time carry an amber flag. The materiality floor that decides which lines flag is a governed, versioned policy — with a required reason every time it changes.
- Sections roll up and the tie-out foots to operating income, in one sentence
- Every line opens into the entries behind it, down to the source document
- Flag counts cite the policy version that judged them
sebastian · planning / budget vs actualsIllustrative re-enactment · demo data
Budget vs Actuals
July 2026 · Month · vs FY2026 Budget (Board-approved)Operating income vs plan
+$493,937.99Revenue vs plan
+$206,613.14Needs a person
5
AccountActualVariance $State
Revenue$1,082,151.15+$206,613.14
4000Subscription Revenue$875,351.15+$123,813.14Explained
4100Professional Services Revenue$206,800.00+$82,800.00Approved
Operating expense$412,620.60-$373,556.06
6000Salaries & Wages$255,000.00-$322,565.66Needs a person
6800Marketing & Advertising$96,410.88-$28,400.12Needs a person
6500Software & Subscriptions$61,209.72-$22,590.28Explained
Operating income—+$493,937.99
Revenue +$206,613.14 less cost of revenue +$86,231.21 less operating expense −$373,556.06 = Operating income +$493,937.99
Actuals from the mirrored ledger · observed through July 2026 · every line coveredJul 2026
Variance notes
Sebastian drafts the explanation. You give the verdict.
On a flagged line, Sebastian reads the entries, tells timing from performance, and drafts the note — citing the journal entries and documents it rests on. Accept, rewrite, or dismiss: the verdict is recorded, attributed, and remembered next month.
- Notes cite the entries they rest on, and the citations open
- Under the threshold, the note says so instead of inventing a story
- Settled notes carry into the board memo with their receipts
sebastian · planning / 4000 · varianceIllustrative re-enactment · demo data
Budget vs Actuals4000 · Subscription RevenueNeeds a person
Variance
+$123,813.14Measured against FY2026 Budget (Board-approved)
Close · July 2026
Close · July 2026
Drafted by Sebastian
Variance noteWhere this comes from · 3 entries · total $875,351.15 — ties to the statement line.
AcceptRewriteDismiss
Forecast
Released months are actuals. The rest is yours to set — with a reason.
The forecast grid wears the seam: months released by the close are the ledger’s, every month after is this version’s own. Set a cell by hand and it keeps your name and your reason. Carry it through the year in one keystroke.
- Actual and forecast are chipped and seamed — nothing blurs the line
- Hand-set figures carry who set them, when, and why
- A what-if applies as a lens over the version — nothing writes until you say so
sebastian · planning / forecastIllustrative re-enactment · demo data
Working reforecastWorking5 released · 7 forecast
Operating income across the yearActual — solid · Forecast — dashed · Budget — quiet
AccountJulActualAugForecastSepForecastOctForecast
4000Subscription Revenue875,351.15882,400.00889,500.00896,700.00
5000Hosting & Infrastructure36,644.6437,200.0037,900.0049,500.00
6000Salaries & Wages255,000.00255,000.00269,500.00269,500.00
5000 · Hosting & InfrastructureEnter commits · Esc cancels
Why this figure — October carries the region-failover exercise.
Where the year lands −$794,257.12Vs budget +$1,006,205.59
The page and the book
Every line opens into its own build-up.
Double-click a line and it opens as a tab of the page’s own workbook: counterparties from the AP mirror down the rows, a stated basis for every carried figure, and a roll-up that is a real formula. It stays scratch until you adopt it onto the working forecast.
- A vendor-grain sheet built from the bills that make the figure
- The basis column states each row’s method in words
- When the book and the plan disagree, the gap is named and both doors are offered
sebastian · planning / forecast — the bookIllustrative re-enactment · demo data
ForecastFY2026 reforecast v2Adopt onto working forecast
5000 · Hosting & Infrastructure — by vendor
Vendor2026-062026-072026-08Basis
Amazon Web Services36,102.3336,644.6436,644.64Run rate of the trailing 3 months, carried forward.
Snowflake—11,900.0011,900.00Invoiced quarterly — no monthly cadence to carry. State the bookings you expect.
Datadog8,090.128,210.008,210.00Run rate of the trailing 3 months, carried forward.
Cloudflare2,450.002,450.002,450.00Contracted flat monthly fee, carried forward.
All other 9 vendors, summed5,871.206,013.876,013.87Run rate of the trailing 3 months, carried forward.
Roll-up — 500052,513.6565,218.5165,218.51=SUM(D2:D6)
Hand-set on the plan: the plan carries 68,400.00; this book builds to 65,218.51 — a gap of 3,181.49 (2026-08 to 2026-12).
Keep the plan's 68,400.00Use the book's 65,218.51
P&LDriversAssumptions5000 by vendor
Plan of record
Adoption is a named finance decision.
Forecast versions are append-only, content-hashed, and attributed. A version becomes the budget only when an owner or administrator adopts it with a note; stale lineage blocks the action rather than quietly proceeding.
- Append-only versions preserve the history of forecast inputs
- Role-gated adoption with a required decision note
- Conflict checks protect a newer saved version from stale writes
sebastian · planning / set as budgetIllustrative re-enactment · demo data
Adopt as the budget
FY2026 reforecast v2Saved
Saved Aug 14, 2026 · built on the July 2026 close
Decision noteRequired
Board approved the reforecast at the September meeting. The hiring ramp restarts with two backfills; revenue holds the Apex renewal.
Eligible role · Owner or administratorAdopting as Alex Rivera
Adopt as budgetCancelContent-hashed · stale lineage blocks adoption
How it holds together
Two doors to every act, a receipt behind every figure.
Two doors
Hands and agent go through the same service, the same validation, and the same record — for every act.
same recordReceipts
Every figure traces to the ledger through one governed register; deterministic code computes, the model never does the arithmetic.
drill to sourceScenarios are lenses
A what-if recomputes on screen with a banner up. Revert un-happens it. Nothing writes to the plan without a stated confirm.
never an editGoverned materiality
The floor that decides what flags is a versioned policy with a required reason on every change.
policy-cited flagsHuman adoption
The agent drafts; a named person accepts, adopts, and publishes. Nothing becomes the plan of record on its own.
explicit decisionHonest gaps
What the deployment cannot state — a cash outlook missing its calendars, a metric with no measure — says so instead of drawing something.
refusals over guessesKeep your ERP. Close and plan in one pane.
AI for accounting and FP&A on the ledger you already run. No migration. No rip and replace.
Agents at work · Matching an invoice to its PO line…